Pipe Damage Claims

The water damage caused by plumbing leaks can be disastrous. No matter what the environment or cause, if a pipe breaks in your home it's time to call Attorney Larry Moskowitz and his team of property damage experts at Windy Law because when it comes to water damage of any kind, time is of the essence. 

The majority of homes built before 1975 were built using cast iron pipes 

And although that may not seem like a long time ago, it means that your house and the pipes that are underneath are a minimum of 46 years old. It's not a matter if your pipes will eventually leak and fail; it's a matter of when. 

Here's where it gets complicated, and when things get complex and you need an aggressive attorney to help. Insurance policies are notoriously difficult to read, much less understand. They are filled with fine print. 

• For example, did you know that the insurance company is only required to pay for access to your iron cast pipes and not pay for the actual pipes themselves? 

If your insurer agrees to pay for your plumbing leak,  usually they will only agree to pay for the area of your plumbing system where it’s currently leaking.  If you agree to this as a solution to your problem you may have a much bigger problem in the future.  As in most older homes with iron cast pipes,  if there is a current leak in one area most likely the entire plumbing system is failing and must all be replaced. If you fail to replace the entire system the future consequences may be as follows:

Any subsequent leaks will be denied as a prior claim; 

When you attempt to buy property damage insurance in the future you may be denied coverage as a result of your prior plumbing claim that was not completely restored   

If you sell your home in the future, you will have a legal obligation to disclose a prior property damage pipe leak claim where the total plumbing system was not restored;

If your carrier has not offered to replace all of your plumbing, it’s now time to call one of the most aggressive property damage attorneys.

 Larry Moskowitz has practiced law in Florida for more than 30 years, beginning his career as an Assistant State Attorney/Prosecutor in Broward County, Florida.  He is an accomplished attorney who has handled thousands of civil cases with over 150 trials to verdict. Do you think he's going to back down when an insurance company denies a claim? NOT A CHANCE! He never accepted a "Not Guilty" declaration. He won't accept "claim denied" either. 

 Larry has helped thousands of home and business owners with claims resulting from the BP Deepwater Horizon oil spill in 2010, and claims arising from the catastrophic Hurricanes Wilma (2005), Sandy (2012) Matthew (2016), Irma (2017), and Michael (2018), Laura (2020), and named storm Eta (2020).

Once engaged our law firm will have a complete team of property damage experts on your side. Windy Law sends out their "Boots on Ground" damage assessment team to evaluate your claim.  plumbers, water mitigation experts, general contractors, mold damage experts, and others. All of these professionals will assist you with inspecting and analyzing the damage caused by your broken pipes. 

All of the costs associated with our Boots on the Ground approach investigation are advanced by Larry Moskowitz, P.A., and the Windy Law Team. 

Additionally, under Florida law, Statute 627.428, when an insured sues their own insurance company, and they prevail, they may be entitled to reasonable attorney's fees and costs.  That’s right! It is possible that all of our fees and costs may be paid by your own carrier.  You will not owe us anything if we don't win.  
No Recovery, No Fees, No Costs. 

 Attorney Larry Moskowitz and his aggressive team of property damage attorneys only handle property damage claims. 

  Let the law firm of Larry Moskowitz, P.A. fight for you. Insurance companies are in the business of collecting checks, not writing them.