The dwelling coverage of the portion of your homeowner’s insurance covers the house structure, including the roof.

Typically, a policy covers roof damages that are sudden or accidental and caused by certain events such as a hurricane, wind, fire, or hail. However, such things as wear and tear are not covered under the policy. Often, insurance companies will deny claims claiming that roof damage was a result of wear and tear.

Most homeowners do not climb on their own roofs or lack the knowledge to know if, and what type of damage, their roofs have sustained after a storm.

Insurance companies are for-profit and are in business to make money. This means that if they can get away with replacing some shingles instead of an entire roof, they will. However, you do not have to accept their settlement offer. Instead, call us for a free no-obligation roof inspection. Our team of expert roofers and engineers is trained in determining if a roof has been damaged by a storm and whether or not your roof needs to be replaced. Do not sign any document with your insurance company settling your claim until you have had one of our experts inspect your home.

All of the costs associated with our Boots on the Ground approach are all borne by the law firm of Larry Moskowitz, P.A., and the Windy Law Team.

 Additionally, under Florida law, Statute 627.428, when an insured sues their own insurance company, and they prevail, they may be entitled to reasonable attorney's fees and costs. That's right! It is possible that all of our fees and costs may be paid by your carrier. You will not owe us anything if we don't win.  No Recovery, No Fees, No Costs. 

Larry Moskowitz has practiced law in Florida for more than 30 years, beginning his career as an Assistant State Attorney/Prosecutor in Broward County, Florida.  As a prosecutor, he never accepted a "Not Guilty" declaration. He won't accept "claim denied" either. Do you think he's going to back down when an insurance company denies a claim? NOT A CHANCE! He is an accomplished attorney who has handled thousands of civil cases with over 150 trials to verdict. 

Larry has helped thousands of home and business owners with claims resulting from the BP Deepwater Horizon oil spill in 2010, and claims arising from the catastrophic Hurricanes Wilma (2005), Sandy (2012) Matthew (2016), Irma (2017), and Michael (2018), Laura (2020), and named storm Eta (2020). 

Big insurance has lawyers fighting for them. You need Attorney Larry Moskowitz and his team of aggressive property damage experts fighting for you. 

Attorney Larry Moskowitz and his aggressive team of property damage attorneys only handle property damage claims.